Symbiotic
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Pioneers of Tap on Phone in Latin America

Every phone is
a card terminal.

Symbiotic gives banks, acquirers and PSPs a certified, white-label Tap on Phone platform — SDK, deep link or an app under your brand — live in twelve countries and connected to more than 17 processors.

MPoC
Certified software
SEP 2019
First tap transaction in LATAM
JAN 2024
World's first Tap to Device
A phone running Symbiotic's Tap on Phone app with a contactless card approaching
Accepted card brands
VISA mastercard AMERICAN EXPRESS DISCOVER Diners Club elo bizum UNIONPAY + JCB — 2026/27
7
years of Tap to Phone in production
12
countries across the Americas and Europe
35+
projects delivered with banks and acquirers
17
certified processor connections, ready to reuse
The product suite

One white-label platform. Every form of tap.

Every product runs on the same certified kernel and the same processor connections, so adding a channel is a configuration, not a new integration.

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Why acquirers choose Symbiotic

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How it works

From onboarding to first tap in days, not quarters.

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Coverage

Connections already up and running.

We build on the rails that already exist in each market — certified links with Transerver, Cybersource and 17 other processors — and then extend the same platform to Europe.

Live — at least one connection
New acquirers and PSPs onboarding
Symbiotic coverage
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Trusted by the region's largest acquirers

Symbiotic is the Tap to Phone leader in LATAM, an award-winning Mastercard Engage member and Cybersource VPC certified.

Awards

Recognized for growth and innovation three years in a row.

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MPoC certified software Cybersource VPC certification Mastercard Engage member Featured at MPE Europe and GSMA MWC Fintech Americas award

Frequently asked questions

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Ready to put a terminal in every pocket?

Tell us your market and your processor. We'll come back with the integration path, certification status and a timeline.

Symbiotic